Welcome Investments Ltd.

Last month a policy document from the Labour Party talked about the 'Damaging' impact of exit fees from old pensions. Basically they say they had found that a large proportion of old pensions had huge fees for attempting to move your funds away. Far be it for me to disagree with a political party, but in my experience, noteworthy exit fees only occur in maybe 5-10% of cases. These also...

The ever-dropping rate for annuities in the UK means that shopping around when you want to retire is more and more important.

Everybody has read in the press (and indeed on this site) about the drop in Annuities Rates over the past few years. Figures such as 40 percent being thrown around alongside all these stories and a further 20 percent over the next few years due to new legislation and...

Bank of England policymaker David Miles has this week been quoted as saying that Britain needs a “substantial” amount of further quantitative easing to jump-start it’s stalled economy, but what does that mean for the millions of everyday people who have put money aside into pensions as they were told to, who haven’t spent beyond their means with store cards and who are...

Are we a pension company?

No.

Do we give pension advice?

No.

So why do I keep talking about Pension Reviews?

All this week the papers are going to be full of reports about ‘Annuity Rates’ being at an all time low. Basically what the press has noticed is, in 1990 if you were to retire at 65 with a £100,000 pension pot you could depend on...

Did you all enjoy the Queens Diamond Jubilee? I think my highlight of the weekend definitely on the roof of Buckingham Palace with that amazing projection show on the side! Now whilst nobody has been able to put a figure on how much the festivities this weekend have cost or indeed who is actually paying for them, I think it's fair to say that it was well worth it for really...

Rather than reading every day about all of the bad pension news in the papers (Daily Telegraph, AOL Money), how about taking the time to carry out your own Pension Review? Below are the key questions you need to consider, then at least you'll know where you're going to stand when you get to 65..

 - What is the current value of your pension?

 - How has your pension...

It's a beautiful sunny day here in the Welcome Investments Norwich office and so I'm trying not to be negative, but I'm sorry to say I'm struggling. I want to bring you happy news to start the week, I want to tell you that things are looking positive and all of our futures are bright but as i turn on my computer this morning I am confronted with more depressing...

Anyone who has picked up a newspaper this weekend has most probably seen an article on Pension Performance and how people feel they are being 'Ripped Off' by the government... I'm sure many of you also didn’t read it and thought 'This isn’t for me.. I have plenty of time until I retire!' Well with the current rate of inflation at 4.2% although you may well...